FREEDOM! Apparently that is what people can call up and say on the Dave Ramsey radio show when they are out of debt...except for their house. Now I haven't even listened to his show, but Blake talks about it all of the time. Today marks one of the best days of our life. Today, Blake and I paid off our house. We are now 100% debt free. I tried to talk Blake into calling in, but he won't. Bummer! I just can't believe it. I wanted to shout from my rooftop...although that was a dumb idea...so instead I texted our family and danced around singing and acting giddy. I knew this day would eventually come...but I am still in shock. Blake I begin building our home I believe we dug the whole around November 1, 1996. We moved in March 25, 1997. After we had lived in it for two years, we decided to switch to a 15 year mortgage. Our interest rate at the time (it was good back then) was 8 1/2 percent. We switched to a 15 year at 6 1/2 percent and it reduced us paying almost $200,000 in interest. About a year or so later we refinanced to 5 1/4 percent and another 15 years and that is where we stayed. We paid half of our mortgage payment every two weeks, which ended up paying 1 full extra principal payment a year. Eventually when I started working and we put all of our extra money on the house. It was amazing to see how quickly it went down. Our next move is to save up money to pay cash for some property. I need to get away from all of these neighbor kids. I just can't believe we own our home. I am not sure when it will hit me. Maybe when I see that money in our account still when it should have been taken out for the house. Now we promised our kids a BIG vacation. I thought I had them talked into Hawaii, but I think I got out voted and we most likley go to Disneyworld or on a Disney cruise. Either way, it should be a ton of fun.